Our Trusted Gold Loan Banking Partners
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Smart Gold Loan Calculator
Calculation based on latest gold value / gm (Rs 4900 for 22 KT)#
Gold required
Grams
Your monthly interest amount
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Total interest amount
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Loan amount
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Your monthly interest amount
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Total interest amount
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SahiBandhu Gold Loan Journey
Enter your details
01
SahiBandhu officer will visit your location
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Easy gold valuation and documentation at home
03
Instant loan disbursal
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Your gold is safely insured while taking gold loan from SahiBandhu
Raise a request and schedule a visit
01
SahiBandhu officer will accompany you to our partner bank
02
KYC and gold assessment
03
Instant loan disbursal
04
FAQs
What is a Gold Loan ?
- Gold loan, also called loan against gold, is a secured loan taken by a borrower by pledging their gold articles (within a range of 18-24 carats) as collateral.
- The loan amount provided is a certain percentage of the gold, typically up to 75%, based on current market value and quality of gold.
What are the benefits of taking gold loans from SahiBandhu?
- Instant loan across the table.
- Attractive interest rates.
- Multiple payment options and tenures.
- Simple & easy documentation.
- Wide range of products.
- Complete safety of gold deposit.
- Get personal assistance.
Who is eligible to avail a gold loan?
- Indian resident and citizen.
- 18 to 70 years of age.
Is CIBIL required?
No. Gold Loans require you to provide gold as collateral, which is a liquid tangible asset. Even if you have a low credit score, banks are likely to give you a loan because your gold acts as a security and shields them from the risk of default.
What are the documents required for a gold loan?
- Passport size photograph.
- ID Proof - Driving License / PAN Card / Form 60/61 / Passport Copy / Voter ID Card / Aadhaar Card / Ration Card. (Any one document needs to be submitted).
- Address Proof - Driving License / Voter ID Card / Ration Card / Aadhaar Card / Passport Copy / Registered Lease Agreement with utility bills in the name of landlord (not older than 3 months).
- Proof of land holding in case of agriculture loan.
Why Trust SahiBandhu Gold Loan?
Rs 14,500+ Cr
Worth of loans disbursed
3,71,500+
Happy customers
650+
Districts covered
#1
Largest network in the country
10,950+
Bank branches covered
11,500+
PIN codes covered