Loan Against Gold - Get a Gold Loan at Interest Rate 0.79% pm

Best gold loan bank

Online Gold Loan

Quick & Safe
Gold Loan at your Doorstep*

+91

Toll free number 18003098440

Unleash the power of your gold for all your needs...

  • SahiMax

    (Monthly Interest)

    Pay only monthly interest and the principal amount at loan closure.

  • SahiDelight

    (Single Repayment)

    Pay interest and principal amount at loan closure.

  • SahiFlexi

    (Overdraft on Gold)

    Pay monthly interest as per usage.

Our Trusted Gold Loan Banking Partners

Featured Members

Smart Gold Loan Calculator

Required Loan Amount

Interest Rate (per month)

0.75 %

Tenure (months)

6 Month

Calculation based on latest gold value / gm (Rs 4900 for 22 KT)#
Gold required

Grams

Your monthly interest amount

Total interest amount

Gold Weight

100g

Gold Purity

22 KT

Interest Rate (per month)

0.75 %

Tenure (months)

6 Month

Loan amount

Your monthly interest amount

Total interest amount

SahiBandhu Gold Loan Journey

minimalist task tracking image

Enter your details

01
creative discussion design image

SahiBandhu officer will visit your location

02
applied for gold loan at home

Easy gold valuation and documentation at home

03

Instant loan disbursal

04

Your gold is safely insured while taking gold loan from SahiBandhu
Gold Loan-Step1

Raise a request and schedule a visit

01
Gold Loan-Step1

SahiBandhu officer will accompany you to our partner bank

02
Gold Loan-Step1

KYC and gold assessment

03
Gold Loan-Step1

Instant loan disbursal

04

FAQs

What is a Gold Loan ?

  • Gold loan, also called loan against gold, is a secured loan taken by a borrower by pledging their gold articles (within a range of 18-24 carats) as collateral.
  • The loan amount provided is a certain percentage of the gold, typically up to 75%, based on current market value and quality of gold.

What are the benefits of taking gold loans from SahiBandhu?

  • Instant loan across the table.
  • Attractive interest rates.
  • Multiple payment options and tenures.
  • Simple & easy documentation.
  • Wide range of products.
  • Complete safety of gold deposit.
  • Get personal assistance.

Who is eligible to avail a gold loan?

  • Indian resident and citizen.
  • 18 to 70 years of age.

Is CIBIL required?

No. Gold Loans require you to provide gold as collateral, which is a liquid tangible asset. Even if you have a low credit score, banks are likely to give you a loan because your gold acts as a security and shields them from the risk of default.

What are the documents required for a gold loan?

  • Passport size photograph.
  • ID Proof - Driving License / PAN Card / Form 60/61 / Passport Copy / Voter ID Card / Aadhaar Card / Ration Card. (Any one document needs to be submitted).
  • Address Proof - Driving License / Voter ID Card / Ration Card / Aadhaar Card / Passport Copy / Registered Lease Agreement with utility bills in the name of landlord (not older than 3 months).
  • Proof of land holding in case of agriculture loan.

Why Trust SahiBandhu Gold Loan?

Rs 14,500+ Cr

Worth of loans disbursed

3,71,500+

Happy customers

650+

Districts covered

#1

Largest network in the country

10,950+

Bank branches covered

11,500+

PIN codes covered

black & white gold loan down arrow
Growing income icon image
Apply for Gold Loan
+91