Is Loan against jewellery, gender specific? - SahiBandhu
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Is Loan against jewellery, gender specific?

Is Loan against jewellery gender specific?

Jewellery has long been one of the most prized possessions  in Indian -households. It is also one of the most tangible assets of a family, as it can be easily seen and is quantifiable. This is the reason why many people think of gold to safeguard their future in case of need, together with the fact that gold’s value is rising day by day.

A SahiBandhu gold loan  is easy to obtain with minimal eligibility criteria and simple documentation procedures.  A person may also obtain money swiftly and simply with only gold as collateral, which is sufficient to safeguard financial institutions from most risks.

Here are the key advantages of taking a gold loan from SahiBandhu:

Utilizing idle assets – You can use your unused gold in an emergency by applying for an Instant Gold Loan from SahiBandhu. The process is easy to follow. Instead of borrowing money from relatives or friends, you can use your gold which is of at least 18 carats in value, to get a loan to fund your business, your children’s education, to pay unforeseen medical expenditures,  and so on. Your gold will be returned once the principle amount and interest have been repaid.

Instant Funds– You do not have to wait for weeks to obtain a loan.  With a wide network of bank branches spread across the nation, your loan will get disbursed right away!

No Collateral- You don’t need to provide any security for the loan because there isn’t any collateral needed. You can utilize your priceless jewellery as collateral to get a SahiBandhu Gold Loan.

Your gold is safe with the lender- Until you pay back the loan and retrieve the gold, the bank will keep your gold jewellery in an insured and a secure vault, so you don’t need to worry about the gold’s security.

Get faultless service right at your door- Instead of carrying around gold jewellery, which may be dangerous, You may enjoy hassle-free services right at your doorway. The Sahibandhu officer will process the gold loan at your doorstep with ease while you remain in the  the comfort of your home..

Competitive rates- SahiBandhu provides gold loans at a minimum rate of interest for a maximum tenure of 12 months.

Eligibility Criteria – You must be an Indian citizen or resident between the age of 18 and 70 years. It is recommended that you have gold jewellery with a purity of  at least 18 carats pure in order to be able to pledge it as a collateral.

Four easy steps for gold loans at your doorstep

  1. Enter your details – Provide basic information and minimal documents, such as:
    • Passport-size photograph
    • Identification proof – PAN Card, Aadhaar Card, Driver’s License, Passport/ Voter ID/ Ration Card (Any one of them).
    • Address Proof – Aadhar Card/ Voter ID/ Driving License/Utility bills not older than 3 months/ Lease Agreement
  2. Doorstep step services- Our executive will visit you at your given location.
  3. Easy gold valuation and documentation in the comfort of your home
  4. Instant loan disbursal

These are just a few advantages of a SahiBandhu gold loan. If you need money right away for any kind of financial emergency, you can apply for a SahiBandhu Gold Loan right now!. As aforementioned,  in contrast to other loans, the processing is quick, simple and hassle-free. By visiting, you can easily apply a SahiBandhu Gold Loan from the convenience of your home as easy as a breeze!

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