Everything to know about Doorstep Gold Loan Services.
Gold is considered as a liquid asset because of its demand. Hence, in the time of need, Gold loans are the most preferable and safest options compared to personal loans. Catering to the largest network in the country with over 250+ cities, we at SahiBandhu provide doorstep Gold Loan services with a simple and secured procedure.
To avail an instant gold loan it is important to have all the A to Zs known before initiating the process. The first and foremost step in the procedure is to keep your documents ready. Here at SahiBandhu, very minimal documentation is required. The mandatory documents required to apply for Doorstep Gold Loan are mentioned below.
The mandatory documents required for Doorstep Gold Loan:
In order to offer any loan, financial institutes have to follow the guidelines for verifications and eligibility. The below mentioned documents are required for the verification process.
- Passport size photograph
- ID Proof – Driving Licence / PAN Card / Form 60/61 / Passport Copy / Voter ID Card / Aadhaar Card / Ration Card. (Any one document needs to be submitted).
- Address Proof – Driving Licence / Voter ID Card / Ration Card / Aadhaar Card / Passport Copy / Registered Lease Agreement with utility bills in the name of landlord (not older than 3 months).
In the case of agriculture loans, valid documentation of land holding is required. Apart from the verification process, eligibility criteria is another important aspect in order to avail Doorstep Gold Loan services.
Loan Amount Eligibility
Gold loans are considered as collateral loans, hence, the loan amount will depend on the weight and the purity of Gold. The quality of Gold required for any Gold Loan is from a minimum of 18 KT to 22 KT, where in 24 KT is considered as the purest form of Gold. These two are dependent factors for loan amount disbursed over Gold Loans.
To have clarity over the loan amount and interest amount, SahiBandhu offers Smart Gold Loan Calculator for instant gold loans. It is the quickest way to do your maths at home, as SahiBandhu believes in offering clarity at every step of your gold loan process. Visit our home page: SahiBandhu.com for Smart Gold Loan Calculator!
Effortless Steps To Avail Instant Gold Loan At Doorstep
Step 1: To apply online, visit our website SahiBandhu.com and enter your mobile number to get started. Next, fill in your Full Name, Pin code and click on the Submit button. Once it’s done, our representative will give you a call on your registered number and guide you through the process. You can also directly call SahiBandhu at 18003098440 (toll-free number)
Step 2: Once the application is received, our representative will visit your home. He will assist you in the KYC and the disbursement process which hardly takes half an hour.
Step 3: Gold will then be collected as a collateral, it will be sealed and securely kept in the safe vault at our partnered bank branch till the loan disbursement.
Step 4: The loan amount will be deposited in your bank account instantly.
Step 5: Once the settlement of loan amount is done, including the principal and interest, the deposited gold will be safely returned to the borrower!
SahiBandhu At Your Service
With 1,50,000+ happy customers over Rs 6,000+ Cr of loans disbursed, SahiBandhu is offering Simple, safe and secured route for loans against gold. SahiBandhu holds the largest network in the country, covering 250+ cities, 5400+ PIN codes, and 5000+ bank branches. Your need for an instant loan against gold is just a call away.
Still, have doubts? Representatives at SahiBandhu are there for your query. For any doubts related to loans against gold and the gold loan process, give a call to 18003098440 (toll-free number)< Benefits of taking Gold Loan from SahiBandhu