Tips & Tricks for Best online gold loan

Guide for Online Gold Loan

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How SahiBandhu can make your Foreign Education dream a reality?

How SahiBandhu can make your Foreign Education dream a reality?

Higher education, especially professional programs, is not only expensive but the higher-than-average rate of inflation has also made it unaffordable. In order to help their child pursue his/her aspirations of higher education  in prestigious colleges, many hopeful parents often take out loans.

The rupee’s depreciation increases the cost of higher education at both international and reputed Indian universities, making the need for additional funding inevitable.  It’s important to have a ballpark estimate of your financial needs, which may include tuition fees and other expenses like housing and other supplies.  Meeting these financial needs may be made easier by obtaining a loan. You must examine a fair estimate of your future earning potential in order to ensure that you can afford the EMI on your student loan.

Even though there are so many investments and financial options available in the market today, the importance of gold loans cannot be ignored. In case of an immediate need for funds, a SahiBandhu gold loan is indeed a golden opportunity! Below mentioned are the reasons why one should opt for a SahiBandhu Gold Loan

 

Service at Your Doorstep – You can get seamless, quick and convenient service right at your doorstep thus saving you from the hassle and danger of carrying your gold jewelry around.. A SahiBandhu agent with relevant authorizations, will process your SahiBandhu Gold Loan in the comfort of your home.

Instant Disbursement – The loan will be credited to your account right away after the gold has been evaluated and the supporting paperwork has been examined. A gold loan can be obtained significantly more quickly than other loans in less than an hour.

Competitive Rates – You can obtain gold loans at affordable rates (beginning at 8.5%) for a maximum term of 12 months. Gold loans are less expensive than unsecured loans because they are backed by gold.

Simple Eligibility Criteria – To avail a SahiBandhu gold loan, you must be an Indian citizen or resident between the ages of 18 and 70. To be eligible for collateral, you must own gold jewellery purified to 18 carats and above.

Maintain High Credit Score – Many borrowers find gold loans attractive because there is no compulsion to maintain a high credit score, which can be a problem for many people.

Flexible Repayment Options – SahiBandhu Gold Loans offer you three flexible repayment options to help you manage your monthly repayments without any difficulty. The three modes are:

  • SahiMax: In this mode of repayment, you only must repay the monthly interest and the principal amount at the time of the loan closure.
  • SahiDelight: It is a single repayment which means you must pay interest and principal amount at loan closure. This is a single repayment mode, that is, you must pay the interest and the principal amount at the time of the loan closure.
  • SahiFlexi: It is an overdraft of gold which means you must pay monthly interest as per usage. With this kind of repayment, which is like a gold overdraft, you are required to pay usage-based monthly interest.

Keeping your gold safe- If you are concerned about the security of your gold,  knowing that it will be safe in the bank’s full-proof lockers, will surely give you peace of mind. In fact, it is more  secure than your home locker. And as soon as you settle the entire balance owed, your gold will be returned to you.
To avail  a SahiBandhu Gold loan, Gold Loan from SahiBandhu, one does not need to go through the hassle of complicated paperwork. However, documentation regarding the valuation of gold is required since gold is offered as collateral. In addition, the following documents one would need–
– Passport-size photograph
– Identification proof – PAN Card, Aadhaar Card, Driver’s License, Passport/ Voter ID/ Ration  Card (Any one of them)
– Address Proof – Aadhar Card/ Voter ID/ Driving License/Utility bills not older than 3 months/ Lease Agreement

The cost of higher education is expensive and higher than expected. SahiBandhu will assure you that your gold is in safe hands when you take  a SahiBandhu gold loan.. It presents an excellent opportunity for you to use the unused gold that is kept at your homeInstead of taking up more costly personal loans or credit card debt, it is smart to obtain a SahiBandhu gold loan

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SahiBandhu Team

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