Gold loan vs selling your gold: which is the better option
Gold has a significant cultural and financial importance in India, where it is commonly used for various purposes such as investments and savings. One common scenario in which gold comes into play is when people require funds for emergencies or other financial needs, and they often contemplate selling their gold to raise the necessary funds. […]...more
May 30, 2023
A Definitive Guide on Gold Loan Eligibility Criteria for MSME
Have you ever found yourself in a situation where you need funds urgently, but are unable to obtain a loan from a bank or financial institution due to strict eligibility criteria or a poor credit score? In such situations, one option that you may want to consider is a gold loan. A gold loan is […]...more
May 15, 2023
How can Gold Loans be the solution to the financial problems of MSMEs?
Micro, Small, and Medium Enterprises (MSMEs) are small-scale businesses that are typically defined by their size, level of investment, and number of employees. The specific definition of MSMEs varies by country, but in general, they are businesses with a relatively small market share and employ fewer than a certain number of employees. MSMEs play a […]...more
May 10, 2023
Maximizing Your Funding Potential: How SahiBandhu Gold Loans Can Help Your Business
Exploring funding options is crucial for businesses to ensure financial stability and growth. By diversifying funding sources, businesses can reduce the risk of a financial setback. It is also important to find the funding source that offers the best terms and conditions, such as interest rates, repayment terms, and collateral requirements. Adequate funding is crucial […]...more
May 10, 2023
Different Method of Repaying Your Gold Loan
Gold loans are a practical and expedient option for individuals who require urgent funds, prefer a lower interest rate, or have a lower credit score, ensuring hassle-free access to finance through simple and secure procedures. The amount of the loan depends on the value of the gold, and the interest rate is usually lower than […]...more
April 12, 2023
Special Features of Gold Loans That Everyone Should Know
In India, gold is considered a symbol of prosperity and has also become an important financial asset. Many people invest in gold as a hedge against inflation or as a means of diversifying their investment portfolio. But what many people may not know, is that gold can also be used as collateral to secure a […]...more
April 12, 2023
Does settling your loan affect your CIBIL score?
Introduction There are often many unknowns in life. The predicament may be made worse by a loss of employment or insufficient resources to pay monthly obligations. If someone is having trouble making ends meet and also has a monthly gold loan or any loan payments due, things might get worse. The first thing to do […]...more
March 31, 2023
How a Gold Loan Can Finance Your Dream Vacation
Taking a dream vacation is not only a way to recharge your batteries but also a chance to explore new cultures, create unforgettable memories, and have unique experiences. It’s an opportunity to take a break from the stress of everyday life and spend quality time with loved ones. A dream vacation can provide the perfect […]...more
March 29, 2023
Why choose Gold Loan to meet Short-term Business Needs?
In the world of business, companies often encounter situations where they require additional funding to meet their short-term needs. These needs may arise from various circumstances such as seasonal fluctuations, sudden opportunities, or urgent cash flow requirements. Short-term business needs are different from long-term business needs, as they involve a shorter time frame and require […]...more
March 29, 2023
Five things to know before investing in Gold
Introduction Investing in gold has long been a part of India’s culture and history. For many of us, gold represents richness and purity. Gold has long been seen as a store of wealth and a hedge against inflation and economic uncertainty. In recent years, gold investments have become increasingly popular among many investors in India. […]...more
March 17, 2023
What are collateral and why are they required to get a loan?
Introduction Collateral loans are a type of loan that requires some form of security, such as real estate or a vehicle, to be approved. These loans are often used by individuals who need a large sum of money quickly and are willing to offer up an asset as collateral in exchange for the funds. In […]...more
March 14, 2023
Reduce Your Financing Cost Now With A Gold Loan Balance Transfer
Reducing your financing costs is a crucial aspect of managing your finances and securing financial stability. With high financing costs, such as high-interest rates on loans, a significant portion of your income goes towards paying interest, leaving less for saving and other expenses. This can make it difficult to achieve your financial goals, such as […]...more
March 6, 2023
How a Gold Loan Could Be Beneficial for a Variety of Purposes
Gold has been highly valued and treasured for centuries, not only for its ornamental purposes but also as an investment option. With the increasing demand for gold loans, gold has also become an alternative source of financing for individuals and organizations across different sectors. A gold loan refers to a loan taken against the collateral […]...more
March 3, 2023
What happens at a gold loan auction?
Introduction Gold loans are a type of loan in which the borrower pledges gold as collateral to secure the loan. This loan is generally used by individuals who need quick cash and have gold assets. Gold loans offer borrowers the opportunity to obtain quick cash while retaining ownership of their gold. These are available from […]...more
March 2, 2023
Avoid These 5 Common Mistakes While Applying for a Loan
Introduction Loans offer financial support for a variety of needs, from luxuries like the purchase of an expensive smartphone, and planning a holiday to necessities like paying for medical bills. Most people are hesitant to approach their family, friends, and relatives for financial assistance because they believe that getting a loan is the best course […]...more
February 28, 2023
What is a Gold Loan and why should you opt for it?
Simply put, a gold loan enables you to acquire a loan easily and securely from a lender by using your gold as collateral in exchange for cash. The demand for a gold loan has been increasing year on year to meet various expenses. Many households prefer to use a gold loan to meet their expense […]...more
February 22, 2023
All you need to know about 24k, 22k and 18k gold
Most of us have probably purchased gold at some point in our lives, either for jewellery or as a potential investment. If you’ve ever bought gold, you’ve probably heard the term “karat.” Have you ever wondered what the distinction between jewellery made of 22Kt, 24Kt, and 18Kt is? Are you trying to decide which one […]...more
February 14, 2023
Five Benefits of a Gold Loan As An Easy Lending Option
Throughout the world, Indians are better known for their passion for gold. It has been an integral part of Indian culture for thousands of years. Considered as a symbol of wealth, prosperity, and good fortune, the value of gold is substantial, and it is also viewed as a potential source of future capital growth. Hence, […]...more
February 10, 2023
Are you retirement ready?
Introduction Retirement is a major life event that is often viewed with both excitement and a bit of apprehension. The idea of not having to work a full-time job and finally having the time to pursue your interests is appealing, but the thought of transitioning from a steady paycheck to a fixed income can be […]...more
February 7, 2023
How do gold loans help fund small businesses at crucial times?
Small businesses are the engine of our country’s economy, but they often face financial hurdles that can hold them back from reaching their full potential. One of the most common challenges small businesses face is the need for immediate funding. This is particularly true in situations when cash is required promptly to seize new opportunities, […]...more
February 1, 2023
How Gen Z and Millennials Are Rejecting Outdated Tips and Changing the Gold Loan Game?
Being unique and going after what you want while living your life to the fullest because ‘you only live once’, are what millennials have grown up listening to and welcoming in their lives. The idea has now deeply settled in their lifestyle and everyday habits and spending habits and to desire the best things in […]...more
January 11, 2023
How can SahiBandhu gold loan meet your financial needs?
Introduction Gold loan is one of the most popular and convenient ways to borrow money in India. It is a secured loan that helps those looking for ways to fulfil their financial requirements. One of the main reasons why gold loans are so popular is that they can be obtained easily and quickly with minimal […]...more
January 6, 2023
The Process & Criteria for taking SahiBandhu Gold Loan for your SME
Introduction Are you a small or medium-sized business owner in need of finance or looking for quick funding? Well, in that case, gold loans could be a good choice for you. Small and medium-sized enterprises (SMEs) are the backbone of our country’s economy. In order to support these businesses, financial institutions like SahiBandhu offer gold […]...more
January 2, 2023
Start your SME with Gold Loan from SahiBandhu
Having a solid financial backbone can turn a revolutionary idea into a reality. For a business to succeed, finance is not only essential, but also an absolute necessity. In the Indian financial market, gold loans have become one of the most popular loan products. Due to their flexible repayment options and no restrictions on end-users, […]...more
December 29, 2022
How can SahiBandhu Gold Loan help farmers in the Rabi season?
A successful crop and a good harvest is every farmer’s need and dream. Thus, the Rabi season is a crucial time as it is during this time that the farmers purchase seeds and other items before the actual planting begins which results in a lot of expenses that they might not be able to afford. […]...more
December 25, 2022
Reasons to finance your overseas education with Gold Loan
Have you always wanted to study abroad but were worried about the costs? There is no doubt that pursuing higher education overseas is a dream for many students, but the costs of studying abroad are increasing every year. Since most people can’t afford such high fees, many of them believe that an education loan is […]...more
December 21, 2022
Get proof of funds for your overseas education with SahiBandhu Gold Loan
Getting an education overseas is a great way to learn new things. However, it can also be very expensive. You must first obtain a proof of funds if you intend to pursue your education abroad. Fortunately, SahiBandhu offers proof of funds for overseas education, allowing you to concentrate your studies without worrying about expense. Why […]...more
December 17, 2022
Here’s why you should go for Gold Loan in an Emergency
You can find yourself financially unprepared when an emergency occurs. When you are short on funds, a gold loan can help you to manage finances or to an emergency situation. Getting a SahiBandhu gold loan is the smart decision as opposed to taking out more expensive personal loans or incurring credit card debt. Gold loans […]...more
December 13, 2022
How SahiBandhu Gold Loan can make your Foreign Education dream a reality?
How SahiBandhu can make your Foreign Education dream a reality? Higher education, especially professional programs, is not only expensive but the higher-than-average rate of inflation has also made it unaffordable. In order to help their child pursue his/her aspirations of higher education in prestigious colleges, many hopeful parents often take out loans. The rupee’s depreciation […]...more
December 9, 2022
Benefits of taking Gold Loan from SahiBandhu
You have had a house on your wish list for a long time. It is now available, but you need to put a down payment of Rs. 5 Lakhs immediately to block the property. What do you do? You have a FD maturing next year but you don’t want to liquidate it right now. Should […]...more
December 5, 2022
Is Loan against jewellery, gender specific?
Is Loan against jewellery gender specific? Jewellery has long been one of the most prized possessions in Indian -households. It is also one of the most tangible assets of a family, as it can be easily seen and is quantifiable. This is the reason why many people think of gold to safeguard their future in […]...more
December 5, 2022
Avail Gold Loan with minimum Jewellery
In terms of the amount issued by banks and private financial institutions, gold loans are the fastest growing type of personal borrowing in India.. This has been made feasible by the rise in gold prices, which allows gold owners to take out greater loans, as well as the financiers’ intensive marketing and outreach. Taking out […]...more
December 1, 2022
Everything to know about Doorstep Gold Loan Services.
Gold is considered as a liquid asset because of its demand. Hence, in the time of need, Gold loans are the most preferable and safest options compared to personal loans. Catering to the largest network in the country with over 250+ cities, we at SahiBandhu provide doorstep Gold Loan services with a simple and secured […]...more
November 27, 2022
Five hacks to save money on your gold loan
Online gold loans are becoming a popular way to raise funds by utilising idle gold jewellery lying at home. Doorstep Gold loans are secured loans which makes them available at lower interest rates compared to unsecured personal loans. In case of an emergency, this is a perfect way to raise immediate funds. With the price […]...more
June 16, 2022
9 Reasons Why You Should Take Gold Loan
Gold is an important asset class that has fascinated humans for centuries. Even the central banks hold large reserves of gold against their currency. It gives you a fair idea of the importance of gold as an investment. Gold is an appreciating asset, its value increases with time. Most people possess gold in some quantity […]...more
June 5, 2022
Fixed Vs. Jumping interest rate gold loan: Which one is better for you?
A gold loan is a great way to meet your urgent credit requirements. Whether you want to finance your education, raise working capital for your business, meet your household expenses or tackle a medical emergency – a gold loan is a way better option than a personal loan. Minimum documentation, quick disbursal, no requirement of […]...more
May 23, 2022
How SahiBandhu ensures the safety of your gold?
In India, gold has different uses for different people. It’s not only an auspicious metal that is used for making ornaments, but it’s also considered a good investment option and a reserve for a rainy day. Indians regularly opt for gold loans in times of financial emergencies and that’s why the size of the organized […]...more
May 9, 2022
Is Gold Loan a smarter move For Your Emergency Cash crisis?
Did you quit your job to start a new business? Or do you need more funds for a child’s higher education? Or do you need to build your dream home? Let’s face the fact that one cannot be prepared for an emergency and making the right decision at such unprecedented times could be tricky. Here’s […]...more
April 13, 2022
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